Berthoud Unclaimed Property Records

Berthoud unclaimed money searches go through the state program called the Great Colorado Payback. This small town in Larimer County has residents with funds waiting in the state database. The town itself does not hold unclaimed property from private sources. All searches for bank accounts, insurance refunds, and utility deposits must be done through the State Treasurer website. The search is free and open to anyone at any time.

Searching for Unclaimed Funds

The Great Colorado Payback manages all unclaimed property for Colorado. The program holds more than $2.5 billion in assets. This money comes from banks, employers, insurance companies, and utilities. When they lose contact with the owner for three to five years, they must turn the funds over to the state.

The database has over 16.5 million names. The state returns about $80 million per year to rightful owners. Average claims pay $1,832. Some are small at $10 or $20. Others run into thousands of dollars. The only way to know if you have money waiting is to search.

The Town of Berthoud website provides local government services but directs unclaimed property searches to the state program.

How Berthoud Residents Search

Anyone can search the state database for free. The process works on any device with internet. It takes just a few minutes.

All Berthoud unclaimed property records are held at the state level and can be searched through the online portal.

• Visit the search page
• Type your first name and last name
• Add Berthoud in the city field
• Click search
• Review all matches
• Click on property that belongs to you
• File a claim online or by mail

You do not pay to search or claim. The state provides this service at no cost. Do not pay third parties to search for you. You can do it yourself in minutes.

Larimer County Unclaimed Property

Berthoud is in Larimer County. The county treasurer handles property taxes but not unclaimed property from private businesses. For those searches, the county refers people to the state.

Larimer County offices are at 200 W Oak St in Fort Collins. The county website is larimer.org. The treasurer manages tax collection and tax lien sales. For unclaimed money from banks or insurance companies, contact the State Treasurer.

Common Types of Unclaimed Money

The state holds many types of property. Here are the most common.

• Checking and savings accounts left inactive for three years
• Certificates of deposit that matured but were never claimed
• Payroll checks that employees never cashed
• Vendor payments and refunds from businesses
• Life insurance proceeds when beneficiaries cannot be found
• Stock dividends and shares of company stock
• Utility deposits from electric, gas, water, or phone companies
• Contents of safe deposit boxes that went unclaimed

Property ends up with the state when mail gets returned or phone calls go unanswered. People move and forget to update addresses. After the dormancy period, the holder must report the property to the state.

Filing a Claim

When you find property in your name, file a claim to get it back. The state needs proof that you are the owner. Small claims under $100 need just basic info. Larger claims require more documents like a driver license, utility bill, or bank statement.

The state sends claim forms after you start the process online. Fill out the form and attach the documents. Mail everything to 200 E. Colfax Ave., Room 141, Denver, CO 80203-1722. You can also upload documents online.

Most claims process in 90 to 120 days. Simple claims move faster. Estate claims take longer. The state contacts you if they need more info. When approved, they mail a check to your address.

Note: Colorado has no deadline to file claims, so you can claim property at any time.

Contact Information

All unclaimed property questions go to the State Treasurer office.

Additional Resources

The state website has helpful pages. The FAQ page answers common questions. The How to Claim page provides instructions. The What is UCP page explains the program. Use the claim status tool to check pending claims.