Commerce City Unclaimed Property Search

Commerce City unclaimed money is managed by the state through the Great Colorado Payback program. This Adams County city with over 60,000 residents has access to the same statewide database as all other Colorado cities. The program holds billions in forgotten funds from banks, employers, and insurance companies. Commerce City does not keep its own unclaimed property records. All residents search the state database which is free and open to everyone.

The Great Colorado Payback

The Great Colorado Payback holds over $2.5 billion in unclaimed assets. This money comes from inactive bank accounts, uncashed checks, insurance proceeds, stock dividends, and utility deposits. When businesses lose contact with owners for three to five years, they must turn the funds over to the state.

The database contains more than 16.5 million names. The state processes approximately 86,000 claims each year worth nearly $80 million. Average claims pay $1,832. Amounts range from a few dollars to thousands.

The City of Commerce City provides local services but directs all unclaimed property searches to the state program.

Searching for Unclaimed Funds

Anyone can search the state database. The process is free and simple.

All Commerce City unclaimed property records are held at the state level.

• Go to the search page
• Enter your name
• Add Commerce City to filter by location
• Review all matches
• Click on items that are yours
• File a claim online or by mail

No fees apply. Do not pay third parties. You can do it yourself at no cost.

Adams County Connection

Commerce City is in Adams County. The county treasurer manages property taxes but not unclaimed property from private sources. The treasurer office is at 4430 S Adams County Pkwy in Brighton.

For unclaimed money from banks or businesses, the county refers people to the state program.

Types of Unclaimed Money

The state holds many types of property:

• Inactive bank accounts
• Uncashed checks
• Insurance proceeds
• Stock dividends
• Utility refunds
• Money orders
• Safe deposit box contents

Funds become unclaimed when businesses cannot reach owners. Mail gets returned. Phone numbers change. After the holding period, businesses report the property to the state.

Filing a Claim

When you find property, file a claim to get it back. The state needs proof of ownership. Small claims need basic info. Larger claims require documents.

Start online. The state sends forms. Fill them out. Attach documents. Mail to 200 E. Colfax Ave., Room 141, Denver, CO 80203-1722. Or upload online.

Most claims take 90 to 120 days. When approved, they mail a check.

Note: No deadline exists to file claims.

Contact Information

All unclaimed property questions go to the state office.

More Resources

Check the FAQ section. Read the How to Claim page. Learn about the program at What is UCP. Use the claim status tool.