Cortez Unclaimed Funds Lookup

Cortez unclaimed money searches go through the statewide Great Colorado Payback program. This Montezuma County seat serves as the gateway to Mesa Verde National Park. Like all Colorado cities, Cortez does not maintain its own unclaimed property database. All searches for bank accounts, insurance refunds, and utility deposits must be done through the state system run by the Colorado State Treasurer at no cost to residents.

State Unclaimed Property Program

The Great Colorado Payback holds more than $2.5 billion in unclaimed assets for Colorado residents. The database lists over 16.5 million names. The state processes around 86,000 claims yearly worth about $80 million. Average claims pay $1,832.

The City of Cortez website provides local government information but directs unclaimed property searches to the state program.

How to Search

Anyone can search the state database for free. The process takes minutes.

All Cortez unclaimed property records are maintained by the state.

• Visit the search page
• Enter your name
• Add Cortez to filter results
• Review matches
• File claims for your property

No fees apply. Complete everything yourself at no cost.

Montezuma County

Cortez is the county seat of Montezuma County. The county treasurer handles property taxes but not unclaimed property from private sources.

Types of Unclaimed Property

The state holds many types of assets including bank accounts, uncashed checks, insurance proceeds, stock dividends, utility refunds, and safe deposit box contents. Property becomes unclaimed when businesses cannot reach owners after three to five years.

Bank accounts become inactive when owners move and forget to update addresses. Checks get lost in the mail or misplaced. Insurance companies cannot locate beneficiaries after a death. Employers cannot deliver final paychecks. Utility companies hold deposits when customers move without claiming refunds.

The state acts as custodian until owners come forward. The money never expires. You can claim property 10, 20, or even 50 years after it was reported. The state guarantees payment to rightful owners who provide proper proof.

Filing a Claim

File claims online or by mail. The state needs proof of ownership. Small claims need basic info. Larger claims require documents. Mail to 200 E. Colfax Ave., Room 141, Denver, CO 80203-1722. Or upload online. Most claims process in 90 to 120 days.

Note: No deadline exists to file claims in Colorado.

Contact Information

Resources

Check the FAQ section. Read the How to Claim page. Learn about the program at What is UCP. Use the claim status tool.