Denver Unclaimed Property Database

Denver unclaimed money searches go through the statewide Great Colorado Payback program operated by the State Treasurer. As Colorado's capital and largest city with over 700,000 residents, Denver has thousands of people with funds in the state database. Denver is a consolidated city-county but does not maintain its own unclaimed property records. All searches for bank accounts, insurance refunds, stock dividends, and utility deposits must be done through the state system which is free and available to everyone.

Great Colorado Payback Program

The Great Colorado Payback is the official unclaimed property program for all Colorado residents. The state holds more than $2.5 billion in assets from inactive bank accounts, uncashed checks, insurance policies, stock certificates, and utility deposits. When businesses lose contact with owners for three to five years, they must turn the property over to the state.

The database contains over 16.5 million names from across Colorado. The State Treasurer office processes approximately 86,000 claims each year worth nearly $80 million in total. The average claim value is $1,832. Some people find just a few dollars while others discover thousands they did not know existed.

The State Treasurer office is located in Denver at 200 E. Colfax Ave. and manages the unclaimed property program for the entire state.

Denver residents search the same database as all other Colorado residents. The process is simple and takes only a few minutes. You enter your name and can filter by city. The system displays all property matches. You then file claims for items that belong to you. No fees apply to search or claim property.

How to Search for Unclaimed Funds

Anyone can search the state database without cost. No registration or login is required. The system works on all devices.

• Go to the property search page on the state website
• Enter your first name and last name in the search fields
• Type Denver in the city box to narrow results
• Click the search button to see all property matches
• Review each item that appears in the results
• Click on property that belongs to you
• Start the claim process online or request paper forms
• Provide required identification documents

The state does not charge any fees to search or file claims. Never pay a third party to find your money. You can complete the entire process yourself at no cost. All services are provided free through the state program.

Businesses can search using company names. The database includes unclaimed property for corporations, partnerships, sole proprietors, and other business entities operating in Colorado.

Denver City and County

Denver is a consolidated city-county. The City and County of Denver operates from 201 W Colfax Ave, Denver, CO 80202. While Denver manages many local government functions, unclaimed property from banks and private businesses goes to the state program.

Denver does not handle unclaimed property searches. All inquiries are directed to the State Treasurer office which is also located in Denver at 200 E. Colfax Ave., Room 141.

Types of Unclaimed Property

The state holds many different types of property. Most comes from financial institutions and businesses that could not locate the owner after repeated attempts.

Property becomes unclaimed when businesses cannot reach the owner. Mail gets returned as undeliverable. Phone numbers change or disconnect. People move without updating their contact information. After the legal holding period, usually three to five years depending on the property type, the holder must report and turn over the property to the state for safekeeping.

Filing a Claim

When you find property in your name, you must file a claim to receive it. The state requires proof that you are the rightful owner. The documentation needed depends on the amount and type of property.

Claims under $100 typically need only basic information. You verify your name, address, and Social Security number. Larger claims require additional documentation. You might need to provide copies of a driver license, utility bill, bank statement, or tax return. The state tells you exactly what documents to submit based on the specific property.

After initiating a claim online, the state sends claim forms by mail or email. You complete the form and attach copies of required documents. Mail everything to 200 E. Colfax Ave., Room 141, Denver, CO 80203-1722. You can also upload documents online through the secure portal.

Most claims process in 90 to 120 days. Simple claims with clear documentation move faster. Estate claims or properties with multiple owners take longer. The state will contact you if they need additional information. Once your claim is approved, they mail a check to the address on file.

Note: Colorado has no statute of limitations on unclaimed property claims, which means you can file a claim at any time no matter how long ago the property was reported.

Contact Information

All unclaimed property inquiries for Denver residents should go to the State Treasurer office.

The City and County of Denver can assist with city services and local government questions. Call 720-913-1311 for city matters. For unclaimed property from banks or private businesses, contact the state office.

Additional Resources

The state website provides many helpful pages. The FAQ section answers common questions about the program. The How to Claim page walks through the process step by step. The What is UCP page explains how property becomes unclaimed. The UCP Law page summarizes relevant Colorado statutes. Use the claim status search tool to check on pending claims with your claim number.