Castle Rock Unclaimed Property Lookup

Castle Rock unclaimed money is managed through the statewide Great Colorado Payback program operated by the State Treasurer. As the Douglas County seat with over 70,000 residents, Castle Rock is one of the fastest growing cities in Colorado. Many residents have unclaimed funds in the state database. The city does not maintain its own unclaimed property records. All searches for bank accounts, insurance refunds, stock dividends, and utility deposits must be done through the state system which is free and open to everyone.

Searching for Castle Rock Unclaimed Funds

The Great Colorado Payback holds more than $2.5 billion in unclaimed assets for Colorado residents. The program manages money from inactive bank accounts, uncashed payroll checks, insurance proceeds, stock dividends, utility refunds, and safe deposit box contents. When businesses lose contact with owners for three to five years, they must turn the property over to the state.

The database lists over 16.5 million names. The state processes around 86,000 claims per year worth about $80 million total. Average claims pay $1,832. Amounts range from small sums to large finds depending on the source and type of property.

The Town of Castle Rock provides local government information but directs all unclaimed property searches to the state program.

Castle Rock residents use the same search system as all other Colorado residents. The process takes just a few minutes. You enter your name and can filter by city. The system shows all property matches. You then file claims for items that belong to you. No fees apply to search or claim property.

How to Search the Database

Anyone can search the state database at any time. The system is free to use and requires no registration.

All Castle Rock unclaimed property must be searched through the statewide database maintained by the State Treasurer.

• Visit the property search page
• Enter your first name, last name, or both
• Type Castle Rock in the city field to narrow results
• Click search to view all matches
• Review the list of property items
• Click on items you recognize as yours
• Begin the claim process online
• Provide required proof documents

The state never charges fees to search or file claims. Do not pay third party companies to find your money. You can complete everything yourself at no cost. All services are free through the state program.

Business searches work the same way. Use the company name instead of a personal name. The database includes unclaimed property for all business types.

Douglas County and Unclaimed Property

Castle Rock serves as the county seat of Douglas County. The county treasurer office manages property tax collection and tax lien sales. The treasurer is located at the county government center in Castle Rock. For property tax questions, contact the treasurer at douglas.co.us/treasurer/.

The county does not handle unclaimed property from private sources like banks, employers, or insurance companies. For those searches, the county directs residents to the state program. The State Treasurer office in Denver manages all private sector unclaimed property for the entire state.

Types of Unclaimed Property

The state holds many types of unclaimed assets. Here are the most common sources.

• Bank accounts inactive for three years or more
• Uncashed payroll checks from former employers
• Vendor payments and refunds never cashed
• Life insurance proceeds when beneficiaries cannot be found
• Annuity payments and policy refunds
• Stock dividends and shares of company stock
• Mutual fund distributions and brokerage accounts
• Utility deposits from electric, gas, water, cable, or phone companies
• Money orders and traveler checks
• Contents from abandoned safe deposit boxes
• Court settlements and deposits

Property becomes unclaimed when businesses cannot contact the owner. This happens when mail gets returned as undeliverable. Phone numbers disconnect or change. People move without updating their contact information with all their financial institutions. After the required holding period, usually three to five years, the business must report the property to the state.

Filing a Claim

When you find property in your name, you need to file a claim to receive it. The state requires proof that you are the rightful owner. The amount and type of property determine what documentation you must provide.

Small claims under $100 usually need only basic verification. You confirm your name, address, and Social Security number. Larger claims require more substantial proof. You might need to submit copies of a driver license, utility bill, bank statement, or old tax return. The state provides a detailed list of acceptable documents based on your specific property.

Start the claim process online. The state sends claim forms by mail or email. You complete the form and attach copies of required documents. Mail the package to 200 E. Colfax Ave., Room 141, Denver, CO 80203-1722. You can also upload documents online through the secure portal if you prefer.

Most claims process in 90 to 120 days. Simple claims with clear documentation move faster. Estate claims or properties with multiple owners take longer to review. The state will contact you if they need additional information or documents. Once your claim is approved, they mail a check to your address on file.

Note: There is no deadline to file claims in Colorado, so you can claim property at any time even if it was reported decades ago.

Contact Information for Castle Rock

All unclaimed property questions for Castle Rock residents should go to the State Treasurer office.

The Town of Castle Rock can help with local government services. Call 720-896-8695 for town matters. For unclaimed property from banks or businesses, contact the state office.

Additional Resources

The state website offers many helpful pages. The FAQ section answers common questions. The How to Claim page provides detailed instructions. The What is UCP page explains the program. The UCP Law page covers Colorado statutes. Use the claim status tool to check pending claims.