Denver Unclaimed Money Search

Denver County operates as a consolidated city and county in Colorado. Unclaimed money for Denver residents goes through the state database called the Great Colorado Payback. This system holds lost funds from banks, old paychecks, utility refunds, and more. Denver is the biggest city in the state with over 700,000 people. That means lots of unclaimed property sits waiting. You can search for free online. The process takes just a few minutes. All money found under your name belongs to you with no time limit to file a claim.

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Denver County Quick Facts

715,000 Population
Denver City & County
1902 Consolidated
$0 Claim Fee

Denver City and County Government

Denver merged its city and county governments over 100 years ago. This means one set of offices handles all local tasks. The main address is 201 W Colfax Ave in Denver. The zip is 80202. Phone for general info is 720-913-1311. Most city and county services run from this spot. The consolidated structure makes things easier for residents in some ways. You only deal with one local government for most matters.

Denver does not have a separate county treasurer like other Colorado counties. City departments handle tax and finance work. If you have questions about property tax or city payments, contact the appropriate city office. The Denver city and county website lists all departments and their contact info. You can find who to call for tax records, licenses, and other services.

For unclaimed property from Denver city or county offices, check the Great Colorado Payback database. If Denver sent you a refund or payment and you never cashed it, the money goes to the state after a set time. The state holds it until you claim it. This applies to old utility deposits, vendor checks, or any other payment that went unclaimed in Denver County.

Great Colorado Payback search page for Denver County residents

How to Search for Unclaimed Money

The Great Colorado Payback is where Denver County residents look for lost funds. This state run site includes all unclaimed property in Colorado. Old accounts from Denver banks are there. Uncashed checks from Denver employers are there. Even safe deposit box items from Denver end up in the state system. The site is free and takes just minutes to search.

To start your search, go to the state website. Type your last name and first name in the search box. The site shows all matches. Click on each one to see details. Some listings show an exact amount. Others just say a value range. Write down the property ID for any claim you want to file. You need this number to fill out the claim form. The site also lets you search by business name if you ran a company in Denver County.

Denver has a high number of unclaimed properties due to its size. Many people move in and out of the city. They leave behind old accounts or forget to cash checks. Businesses also report unclaimed funds from customers or vendors. All of this money sits in the state database until someone claims it. The search covers Denver and every other county in Colorado. If you lived in multiple places, all your unclaimed property shows up under one search.

Common types of unclaimed money in Denver County include:

  • Bank accounts closed by the bank due to inactivity
  • Paychecks from Denver area employers
  • State and federal tax refunds
  • Utility deposits from Xcel Energy or Denver Water
  • Insurance claim payments
  • Stock dividends and broker accounts
  • Rental deposits from landlords

File Your Claim Online

Once you find unclaimed money under your name, the next step is to file a claim. The state website has an online form. You need to create an account first. This account lets you track your claim and see its status. The form asks for your name, address, and contact info. You also need to upload proof of your identity. A driver license or state ID works for most claims. The state checks your documents to make sure the money goes to the right person.

For larger claims, the state may ask for more proof. This can include old bank statements, a letter from your employer, or utility bills that show you lived at the address tied to the property. Denver County residents should gather any old records that link them to the unclaimed funds. If you moved a lot, bring mail from the address listed on the claim. The state treasurer office can tell you what documents they need if you call them.

Most claims get approved in a few weeks. The state sends a check to your address. Some complex claims take longer if the state needs more documents. There is no fee to claim your money. Colorado does not take a cut. You get the full amount. If you need help with the process, the state treasurer office has staff who can walk you through it. Call or email them with questions. They help thousands of Denver residents every year find and claim their money.

Note: If the unclaimed property belongs to someone who passed away, the claim must go through probate or show proof of heirship.

Denver Resources for Unclaimed Property

Denver has many places that can help you with an unclaimed money search. The Denver Public Library system has computers with internet access. You can use these to search the state database for free. Library staff can help if you have trouble with the website. The main library is at 10 W 14th Ave Pkwy in Denver. Phone is 720-865-1111. All branch locations also offer computer access and can help you get started with your search.

For legal help with a claim, Denver has law firms that handle estate and probate matters. If you are claiming money for a deceased relative, you may need an attorney. The Denver Bar Association can refer you to a lawyer who handles these cases. Their phone is 303-831-8000. Some attorneys offer a free first meeting to see if they can help. If the claim involves a business, you may need a business attorney to sort out who owns the funds.

Denver City and County offices may have old payment records if you think you have an unclaimed refund from a city department. Call the department that issued the payment. They can check their records and tell you if the money was sent to the state. The city finance office may also have info on old vendor payments or contracts that resulted in unclaimed funds.

What Becomes Unclaimed Property

Colorado law requires businesses and government offices to send unclaimed property to the state. Banks must turn over accounts that have no activity for a set number of years. This includes checking accounts, savings accounts, and CDs. If you moved and did not update your address, the bank sends the money to the state. Denver has many banks and credit unions, so lots of old accounts end up in the state system each year.

Employers must send uncashed paychecks to the state too. If you quit a job and never picked up your last check, it goes to Colorado after a few years. The same rule applies to commissions, bonuses, and expense reimbursements. Denver has a large job market with many employers. Some workers forget about old checks or move without giving a forwarding address. All of those checks end up as unclaimed property.

Utility companies in Denver also report unclaimed deposits. When you close an account with Xcel Energy or Denver Water, they owe you the deposit back. If they cannot reach you, they send it to the state. Insurance companies do the same with unpaid claims. Even court settlements and lawsuit payouts can become unclaimed if the person does not cash the check. The state holds all of this money with no expiration date. You can claim it anytime.

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Denver City Unclaimed Money

Since Denver is a consolidated city and county, the city and county boundaries are the same. All Denver residents use the state database to search for unclaimed money. The city has many neighborhoods and districts, but they all fall under one government. Whether you live in Capitol Hill, LoDo, or Park Hill, you search the same state site for unclaimed property.

Denver is Colorado's largest city. It has over 700,000 people. That means a lot of unclaimed property sits in the state system. Many residents move in and out each year. They leave behind old accounts or forget to update their address with banks and employers. If you ever lived or worked in Denver County, take a few minutes to search your name. You may find money you forgot about.

Nearby Counties

Denver County sits in the center of the metro area. These nearby counties use the same state system for unclaimed property. If you lived or worked in multiple counties, search once and all your unclaimed money shows up in one list.